Property
18 NORTH STREET
Loan 10005806 · Kantor / GIC · BINGHAMTON, NY
UPB
$748.0K
Operating Summary
Current situation
—
Next action
—
Owner
—
Due date
—
Blocking issue
—
Expected recovery
—
Best bid
—
Monthly carry cost
—
Cost of delay
—
Expected time to cash
—
Risk level
—
Confidence
Low — 29 of 209 fields available from connected sources (14%)
Financial Position4/15 · Partial
UPB
$748.0K
Grand Summary · UPB · row 59
Participation %
100.0%
Grand Summary · Reigo_Participation_Percent · row 59
Outstanding balance
$748.0K
Grand Summary · Investment_To_Date · row 59
Loan amount (gross)
$748.0K
Grand Summary · LOAN_AMOUNT · row 59
Expected recovery
Expected recovery is not a column in the Grand Summary Loans list
Realized recovery
Realized recovery is not a column in the Grand Summary Loans list
Recovery %
Recovery % is not a column in the Grand Summary Loans list
Forecast
A recovery forecast is not a column in the Grand Summary Loans list
Cash expected
Cash expected is not a column in the Grand Summary Loans list
Legal spend
Legal spend is not a column in the Grand Summary Loans list
Property spend
Property spend is not a column in the Grand Summary Loans list
Protective advances
Protective advances is not a column in the Grand Summary Loans list
Recovery vs. UPB
Recovery vs. UPB is not a column in the Grand Summary Loans list
Scenario analysis
Scenario analysis is not a column in the Grand Summary Loans list
Forecast vs. actual
Forecast vs. actual is not a column in the Grand Summary Loans list
Carry Cost0/10 · Not connected
Missing cost line items are never treated as zero.
No carry-cost ledger is connected. The Prisma schema has a home for this (RecoveryExpense/ProtectiveAdvance), but no database is connected — see LOAN_COMMAND_CENTER_DESIGN.md.
Fields in this section: Monthly carry, Carry to date, Remaining carry, Line items, Cost to hold, Cost of delay, Break-even reduction, Net after carry, Carry vs. recovery, Carry vs. UPB
LMS14/15 · Partial
LMS snapshot — not live. Read-only, captured 2026-08-05; see LMS_LOAN_MATCH_REPORT.md. Original maturity date is LMS's un-updated term-of-origination field, not the loan's current maturity — see the conflict note. Legal fee signals are comment-derived, never promoted to a structured foreclosure stage.
Match status
confirmed
LMS (snapshot, not live) · match.status
Match evidence
LMS deals_input.LOAN_ID "10005806" is an exact match — LMS's own primary key.
LMS (snapshot, not live) · match.evidence
Borrower entity
Borrower BH LLC
LMS (snapshot, not live) · BORROWER_ENTITY_NAME
Borrower principal
Individual Borrower BH
LMS (snapshot, not live) · BORROWER_PRINCIPAL_NAME
Borrower FICO
BORROWER_FICO_SCORE is blank for this loan in LMS
Delinquency status
Foreclosure
LMS (snapshot, not live) · lms_read_loan_status.delinquency
General loan status
Foreclosure
LMS (snapshot, not live) · lms_read_loan_status.general
Maturity/default status
Current
LMS (snapshot, not live) · lms_read_loan_status.maturity_default
Original maturity date (LMS)
2024-05-16
LMS (snapshot, not live) · LOAN_MATURITY_DATE
This is the original term only — LMS never updates it after a real extension. Never treat as current maturity.
Current maturity (Grand Summary)
2024-08-01
Grand Summary · Current_Maturity
Maturity conflict
Grand Summary Current_Maturity (2024-08-01) disagrees with LMS's original LOAN_MATURITY_DATE (2024-05-16). LMS's field is confirmed stale after extensions — see payment comments for the real history. Not silently resolved.
LMS (snapshot, not live) · LOAN_MATURITY_DATE vs Grand Summary Current_Maturity
Servicer
BSI
LMS (snapshot, not live) · payment_lifecycle.SERVICER
Legal fee total (LMS-derived)
$9.2K
LMS (snapshot, not live) · payment_lifecycle.COMMENT (legal-fee pattern match)
Legal fee signals
14 records
LMS (snapshot, not live) · payment_lifecycle.COMMENT (legal-fee pattern match)
LMS record created
2023-04-11T18:23:35
LMS (snapshot, not live) · CREATED_DATE