Property
4115 Free Pike
Loan 10004413 · Kantor / GIC · Dayton, OH
UPB
$2.2M
Money
Reigo Exposure
$2.5M
Kantor / GIC — Aug 10
Asset
4115 Free Pike, Dayton, OH, 45416
Property type unknown · Unit count unknown
Occupancy unknown
Current Case Status
Defaulted
Carry Cost
Monthly carry cannot be calculated from current sources.
Next Move
Resolve: Why does this loan show Defaulted overall but Current on delinquency — is a default declared for a non-payment reason (maturity, covenant) rather than missed payments?
Owner: Unassigned · Due: No date set
Blockers
- Why: Grand Summary can't explain its own two columns disagreeing — best answered by management, since this is exactly the kind of internal inconsistency no local source can arbitrate.
- Why does this loan show Defaulted overall but Current on delinquency — is a default declared for a non-payment reason (maturity, covenant) rather than missed payments?Owner: UnassignedNeeds review
- What was the outcome of the 2026-08-11 Guarantor Case Case Management Conference?Owner: Unassigned
- Current bid / offersDeal / Business Development
- Monthly carry costAsset Management
- Expected sale priceDeal / Business Development
- Expected recoveryAsset Management
- Next legal deadlineLegal / Credit
Decision — Sell Now vs. Hold
Every editable field below is a local, non-persisted draft assumption — never written to LMS, PipeDrive, or any source system. Real values and their sources are shown for reference.
No connected source — starting from $0.
No connected source — starting from $0.
No connected source — starting from $0.
No connected source — starting from $0.
No connected source — starting from $0.
No connected source — starting from $0.
No connected source — starting from $0.
Sell Now
No current offer connected, and no price entered above — enter an assumed price to see Sell Now economics. A $0 sale price is never assumed.
Hold (sensitivity by months)
No current valuation connected, and no assumed future sale value entered above — enter one to see Hold economics. A $0 future sale value is never assumed.
Headline
Defaulted (LMS) — delinquency: Current
1. Property / Collateral
Address
4115 Free Pike, Dayton, OH, 45416
Property type
Collateral/property type is not a column in the Grand Summary Loans list
Occupancy
Occupancy status is not a column in the Grand Summary Loans list
Physical condition
Property condition is not a column in the Grand Summary Loans list
Inspection history
Inspection history is not a column in the Grand Summary Loans list
Not tracked in any connected source for this or any loan yet: number of units, renovation status, and a structured material-issues list.
2. Valuation / Market
Current valuation not available — no BPO, appraisal, or market intelligence is connected for this loan.
3. Loan / Reigo Exposure
Original loan amount
$2.2M
Current UPB
$2.2M
Outstanding balance / payoff
$2.5M
Participation %
100.0%
Accrued legal fees
Legal spend is not a column in the Grand Summary Loans list
Other advances / protective costs
Protective advances is not a column in the Grand Summary Loans list
4. Current Offer / Exit
No current offer connected from PipeDrive for this loan.
5. Borrower / Guarantor
Borrower
Borrower CH LLC
Ownership structure
Borrower/guarantor identity is not tracked in the Grand Summary Loans list, and no LMS or Recovery OS database connection exists to source it from elsewhere.
Last meaningful communication
Borrower/guarantor identity is not tracked in the Grand Summary Loans list, and no LMS or Recovery OS database connection exists to source it from elsewhere.
Borrower's stated plan
Borrower/guarantor identity is not tracked in the Grand Summary Loans list, and no LMS or Recovery OS database connection exists to source it from elsewhere.
Guarantor(s)
Borrower/guarantor identity is not tracked in the Grand Summary Loans list, and no LMS or Recovery OS database connection exists to source it from elsewhere.
PG enforceability / collectability
Borrower/guarantor identity is not tracked in the Grand Summary Loans list, and no LMS or Recovery OS database connection exists to source it from elsewhere.
PG exposure
Borrower/guarantor identity is not tracked in the Grand Summary Loans list, and no LMS or Recovery OS database connection exists to source it from elsewhere.
6. Legal / Enforcement
Current stage
[Foreclosure Case] Defendant filed Answer to Complaint on 07/20/26. Court to set status conference. [Guarantor Case] Defendants filed Answer to Complaint on 07/20/26. Case Management Conference set for 08/11/26.
Next hearing
Case Management Conference — 2026-08-11
Next deadline
No legal/enforcement tracking system is connected.
Counsel
No legal/enforcement tracking system is connected.
Legal spend to date
$22.7K
Expected additional legal cost
No legal/enforcement tracking system is connected.
Eviction status
No legal/enforcement tracking system is connected.
Bankruptcy status
No legal/enforcement tracking system is connected.
PG / guarantor action
Defendants filed Answer to Complaint on 07/20/26. Case Management Conference set for 08/11/26.
Dual-track (foreclosure + PG/bankruptcy)
Yes — both tracks active
7. Carry / Liabilities
Monthly carry cannot be calculated from current sources — no carry-cost ledger is connected for this loan.
8. Third-Party Intelligence
No broker, servicer, counsel, borrower, buyer, or management statements are connected for this loan.
9. Critical Unknowns
Why does this loan show Defaulted overall but Current on delinquency — is a default declared for a non-payment reason (maturity, covenant) rather than missed payments?
Grand Summary can't explain its own two columns disagreeing — best answered by management, since this is exactly the kind of internal inconsistency no local source can arbitrate.
Owner: Unassigned · No action logged yet
What was the outcome of the 2026-08-11 Guarantor Case Case Management Conference?
The GP Legal DQ Report (dated 2026-08-11) names this conference as scheduled for that same date — its outcome is not yet reflected in any source Recovery OS has.
Owner: Unassigned · No action logged yet
Current bid / offers
Connect PipeDrive to source this field.
Responsible: Deal / Business Development
Monthly carry cost
Connect Recovery OS Database to source this field.
Responsible: Asset Management
Expected sale price
Connect PipeDrive to source this field.
Responsible: Deal / Business Development
Full evidence log and question/action management are on this page below, and on the Decisions tab.
10. Decision
Decision question not yet defined
Define the decision to evaluate options and missing inputs — Decisions tab.
Not Ready — 5 of 6 critical inputs are unusable: Current bid / offers (not connected), Monthly carry cost (not connected), Expected sale price (not connected), Expected recovery (missing), Next legal deadline (not connected).
Conflicts between sources
- Loan maturity date
Draft assumptions being accepted
None entered yet.
You may decide now, but this is what you are choosing to decide without knowing.
Full evidence, approval status, and execution history are on the Decisions tab.
Persisted in Recovery OS's own store — independent of PipeDrive/LMS/Grand Summary.
Direct Grand Summary Loan ID (per PORTFOLIO_TRIAGE_REPORT.md #5) — not an inferred/nickname mapping.
Case Evidence Log
General loan status (Grand Summary's General_Loan_Status field)
Defaulted
Source: Grand Summary snapshot, LOAN_ID 10004413
Delinquency status (Grand Summary's own DQ_Status field) versus its General_Loan_Status field
DQ_Status reads "Current" while General_Loan_Status reads "Defaulted" — an internal inconsistency within Grand Summary itself, not a cross-source conflict (both values come from the same snapshot)
Source: Grand Summary snapshot, LOAN_ID 10004413 (PORTFOLIO_TRIAGE_REPORT.md #5)
Fund
Kantor / GIC
Source: Grand Summary snapshot, LOAN_ID 10004413
Unpaid principal balance (UPB)
$2.20M
Source: Grand Summary snapshot, LOAN_ID 10004413
Legal-fee activity recorded in LMS
15 legal-fee payments through 2026-06-26, zero PipeDrive link
Source: LMS snapshot, LOAN_ID 10004413 (PORTFOLIO_TRIAGE_REPORT.md #5) — Jun 26, 2026
Dual-track legal action
Yes — [Foreclosure Case] Defendant filed Answer to Complaint on 07/20/26, court to set a status conference. [Guarantor Case] Defendants (the guarantors) filed a separate Answer to Complaint on 07/20/26; Case Management Conference set for 2026-08-11.
Source: GP Legal DQ Report (Michael Palumbo), DQ Report-08.11.26-GP UPDATESv2.xlsx, LOAN_ID 10004413 — Aug 11, 2026
PG / guarantor action status
Guarantors have answered the complaint (07/20/26); a Case Management Conference is set for 2026-08-11 — the same day as this report. No indication a PG deficiency judgment has been entered.
Source: GP Legal DQ Report (Michael Palumbo), LOAN_ID 10004413 — Aug 11, 2026
Open Questions
Why does this loan show Defaulted overall but Current on delinquency — is a default declared for a non-payment reason (maturity, covenant) rather than missed payments?
Grand Summary can't explain its own two columns disagreeing — best answered by management, since this is exactly the kind of internal inconsistency no local source can arbitrate.
What was the outcome of the 2026-08-11 Guarantor Case Case Management Conference?
The GP Legal DQ Report (dated 2026-08-11) names this conference as scheduled for that same date — its outcome is not yet reflected in any source Recovery OS has.
Decisions
No decisions recorded yet.
Detailed operating fields
Operating Summary
Current situation
—
Next action
—
Owner
—
Due date
—
Blocking issue
—
Expected recovery
—
Best bid
—
Monthly carry cost
—
Cost of delay
—
Expected time to cash
—
Risk level
—
Confidence
Low — 31 of 209 fields available from connected sources (15%)
Executive Summary3/8 · Partial
Current situation
Requires an analyst-authored narrative or an AI summarization pipeline — neither exists yet.
Current recovery stage
Defaulted
Grand Summary · General_Loan_Status · row 85
Raw workbook status, not a formal Recovery OS recovery-stage taxonomy — STATE_MACHINE_REVIEW.md's proposed stage machine is not yet approved.
Critical risks
No structured risk-flagging pipeline is connected.
Expected outcome
Requires an approved recovery forecast — none exists in Grand Summary or Recovery OS.
Next action
Requires task/decision tracking — not connected.
Required approvals
No approval-tracking system is connected.
Confidence
Low — 31 of 209 fields available from connected sources (15%)
Recovery OS
Source coverage
31/209 fields available
Recovery OS